{"id":2253,"date":"2026-01-11T10:42:45","date_gmt":"2026-01-11T10:42:45","guid":{"rendered":"https:\/\/blog.topexamcollection.com\/?p=2253"},"modified":"2026-01-11T10:42:45","modified_gmt":"2026-01-11T10:42:45","slug":"jan-2026-ckyca-dumps-are-available-for-instant-access-using-topexamcollection-q28-q52","status":"publish","type":"post","link":"https:\/\/blog.topexamcollection.com\/ja\/2026\/01\/jan-2026-ckyca-dumps-are-available-for-instant-access-using-topexamcollection-q28-q52\/","title":{"rendered":"[Jan-2026] CKYCA Dumps are Available for Instant Access using  TopExamCollection [Q28-Q52]"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-left kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;2253&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;2&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;4.5\\\/5 - (2 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;[Jan-2026] CKYCA Dumps are Available for Instant Access using  TopExamCollection [Q28-Q52]&quot;,&quot;width&quot;:&quot;128&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 128px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            4.5\/5 - (2 votes)    <\/div>\n    <\/div>\n<p><span style=\"font-size: 18px\"><strong><span style=\"color: red\">[Jan-2026] CKYCA Dumps are Available for Instant Access using TopExamCollection <\/span><\/strong><\/span><\/p>\n<p><strong><span style=\"color: red\">CKYCA Dumps 2026 &#8211; New ACAMS CKYCA Exam Questions<\/span><\/strong><\/p>\n<p><\/p>\n<p>ACAMS CKYCA certification exam is ideal for professionals who are looking to enhance their knowledge and skills in the field of AML and financial crime prevention. Association of Certified Anti Money Laundering certification is suitable for individuals who work in a variety of roles, including compliance, risk management, law enforcement, and banking. Association of Certified Anti Money Laundering certification can also benefit individuals who work in other industries, such as gaming and real estate, where AML compliance is a critical concern.<\/p>\n<p><\/p>\n<p>ACAMS CKYCA (Association of Certified Anti Money Laundering) Certification Exam is a globally recognized certification that is designed to validate the knowledge and expertise of anti-money laundering professionals. Association of Certified Anti Money Laundering certification is offered by the Association of Certified Anti-Money Laundering Specialists (ACAMS), which is a leading organization that provides training and certification programs for professionals working in financial crime prevention.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"watu_quiz\" class=\"quiz-area single-page-quiz\">\n<form action=\"\" method=\"post\" class=\"quiz-form \" id=\"quiz-934\" >\n<div class='watu-question' id='question-1'><div class='question-content'><p><strong>NO.28<\/strong> During the regular periodic review of a high-risk client, a KYC analyst performs EDD checks and detects the presence of a politically exposed person. The KYC analyst should escalate this issue to the:<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18394' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71246' \/><div class='watu-question-choice'><input type='radio' name='answer-18394[]' id='answer-id-71246' class='answer answer-1 js-answer-label answerof-18394' value='71246' \/>&nbsp;<label for='answer-id-71246' id='answer-label-71246' class='js-answer-label answer label-1'><span class='answer'>onboarding team for the assessment of risk<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71247' \/><div class='watu-question-choice'><input type='radio' name='answer-18394[]' id='answer-id-71247' class='answer answer-1 php-answer-label answerof-18394' value='71247' \/>&nbsp;<label for='answer-id-71247' id='answer-label-71247' class='php-answer-label answer label-1'><span class='answer'>management team for approval or denial of risk<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71248' \/><div class='watu-question-choice'><input type='radio' name='answer-18394[]' id='answer-id-71248' class='answer answer-1 js-answer-label answerof-18394' value='71248' \/>&nbsp;<label for='answer-id-71248' id='answer-label-71248' class='js-answer-label answer label-1'><span class='answer'>head of the KYC team for approval or denial of risk.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71249' \/><div class='watu-question-choice'><input type='radio' name='answer-18394[]' id='answer-id-71249' class='answer answer-1 js-answer-label answerof-18394' value='71249' \/>&nbsp;<label for='answer-id-71249' id='answer-label-71249' class='js-answer-label answer label-1'><span class='answer'>privacy officer for the assessment of risk<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>When a politically exposed person (PEP) is identified during enhanced due diligence, FATF requires that senior management approve the decision to continue or terminate the relationship due to the elevated financial crime risk.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(1,this)' id='btn-1' value='See Answer'  \/><input type='hidden' id='questionType1' value='radio' class=''><\/div><div class='watu-question' id='question-2'><div class='question-content'><p><strong>NO.29<\/strong> In regards to ongoing CDD, financial institutions should ensure:<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18395' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71250' \/><div class='watu-question-choice'><input type='radio' name='answer-18395[]' id='answer-id-71250' class='answer answer-2 php-answer-label answerof-18395' value='71250' \/>&nbsp;<label for='answer-id-71250' id='answer-label-71250' class='php-answer-label answer label-2'><span class='answer'>they apply a risk-based approach on the frequency of customer profile reviews.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71251' \/><div class='watu-question-choice'><input type='radio' name='answer-18395[]' id='answer-id-71251' class='answer answer-2 js-answer-label answerof-18395' value='71251' \/>&nbsp;<label for='answer-id-71251' id='answer-label-71251' class='js-answer-label answer label-2'><span class='answer'>a yearly review of information they maintain on all customers for consistency and efficiency.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71252' \/><div class='watu-question-choice'><input type='radio' name='answer-18395[]' id='answer-id-71252' class='answer answer-2 js-answer-label answerof-18395' value='71252' \/>&nbsp;<label for='answer-id-71252' id='answer-label-71252' class='js-answer-label answer label-2'><span class='answer'>a thorough CDD process during customer onboarding so that periodic reviews are unnecessary.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71253' \/><div class='watu-question-choice'><input type='radio' name='answer-18395[]' id='answer-id-71253' class='answer answer-2 js-answer-label answerof-18395' value='71253' \/>&nbsp;<label for='answer-id-71253' id='answer-label-71253' class='js-answer-label answer label-2'><span class='answer'>the customer profile is reviewed prior to every transaction in order to make sure the information is unchanged or current.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>Ongoing CDD should follow a risk-based approach, meaning higher-risk customers are reviewed more frequently, while lower-risk customers are reviewed at longer intervals, optimizing resources and maintaining compliance.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(2,this)' id='btn-2' value='See Answer'  \/><input type='hidden' id='questionType2' value='radio' class=''><\/div><div class='watu-question' id='question-3'><div class='question-content'><p><strong>NO.30<\/strong> Data must be secure so that it cannot be hacked, stolen, or misused for other purposes?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18396' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71254' \/><div class='watu-question-choice'><input type='radio' name='answer-18396[]' id='answer-id-71254' class='answer answer-3 php-answer-label answerof-18396' value='71254' \/>&nbsp;<label for='answer-id-71254' id='answer-label-71254' class='php-answer-label answer label-3'><span class='answer'>True<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71255' \/><div class='watu-question-choice'><input type='radio' name='answer-18396[]' id='answer-id-71255' class='answer answer-3 js-answer-label answerof-18396' value='71255' \/>&nbsp;<label for='answer-id-71255' id='answer-label-71255' class='js-answer-label answer label-3'><span class='answer'>False<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71256' \/><div class='watu-question-choice'><input type='radio' name='answer-18396[]' id='answer-id-71256' class='answer answer-3 js-answer-label answerof-18396' value='71256' \/>&nbsp;<label for='answer-id-71256' id='answer-label-71256' class='js-answer-label answer label-3'><span class='answer'>Depends on the specifics.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(3,this)' id='btn-3' value='See Answer'  \/><input type='hidden' id='questionType3' value='radio' class=''><\/div><div class='watu-question' id='question-4'><div class='question-content'><p><strong>NO.31<\/strong> What is the First Line of Defense? (FLOD)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18397' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71257' \/><div class='watu-question-choice'><input type='radio' name='answer-18397[]' id='answer-id-71257' class='answer answer-4 js-answer-label answerof-18397' value='71257' \/>&nbsp;<label for='answer-id-71257' id='answer-label-71257' class='js-answer-label answer label-4'><span class='answer'>The _______ line of defense is the compliance and internal control functions. That includes the chief money laundering reporting officer, or MLRO, in charge of managing and monitoring AML and CFT activities.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71258' \/><div class='watu-question-choice'><input type='radio' name='answer-18397[]' id='answer-id-71258' class='answer answer-4 php-answer-label answerof-18397' value='71258' \/>&nbsp;<label for='answer-id-71258' id='answer-label-71258' class='php-answer-label answer label-4'><span class='answer'>The _______ line of defense is also known as the front line, these customer-facing employees are best-equipped to get the information you need for your customer due diligence. Can include Operations, risk, and control teams.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71259' \/><div class='watu-question-choice'><input type='radio' name='answer-18397[]' id='answer-id-71259' class='answer answer-4 js-answer-label answerof-18397' value='71259' \/>&nbsp;<label for='answer-id-71259' id='answer-label-71259' class='js-answer-label answer label-4'><span class='answer'>The ________ line of defense is internal audit. They perform an independent review of the controls applied by the lines of defense.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(4,this)' id='btn-4' value='See Answer'  \/><input type='hidden' id='questionType4' value='radio' class=''><\/div><div class='watu-question' id='question-5'><div class='question-content'><p><strong>NO.32<\/strong> What a is supranational organization below? (SELECT 3)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18398' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71260' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18398[]' id='answer-id-71260' class='answer answer-5 php-answer-label answerof-18398' value='71260' \/>&nbsp;<label for='answer-id-71260' id='answer-label-71260' class='php-answer-label answer label-5'><span class='answer'>World Trade Organization<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71261' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18398[]' id='answer-id-71261' class='answer answer-5 js-answer-label answerof-18398' value='71261' \/>&nbsp;<label for='answer-id-71261' id='answer-label-71261' class='js-answer-label answer label-5'><span class='answer'>Australian Transaction Reports and Analysis Centre.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71262' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18398[]' id='answer-id-71262' class='answer answer-5 js-answer-label answerof-18398' value='71262' \/>&nbsp;<label for='answer-id-71262' id='answer-label-71262' class='js-answer-label answer label-5'><span class='answer'>Singapore&#8217;s Ministry of Law.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71263' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18398[]' id='answer-id-71263' class='answer answer-5 php-answer-label answerof-18398' value='71263' \/>&nbsp;<label for='answer-id-71263' id='answer-label-71263' class='php-answer-label answer label-5'><span class='answer'>United Nations<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71264' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18398[]' id='answer-id-71264' class='answer answer-5 php-answer-label answerof-18398' value='71264' \/>&nbsp;<label for='answer-id-71264' id='answer-label-71264' class='php-answer-label answer label-5'><span class='answer'>European Union.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(5,this)' id='btn-5' value='See Answer'  \/><input type='hidden' id='questionType5' value='checkbox' class=''><\/div><div class='watu-question' id='question-6'><div class='question-content'><p><strong>NO.33<\/strong> A shell company or corporation is a company that, at the time of incorporation, has no significant? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18399' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71265' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18399[]' id='answer-id-71265' class='answer answer-6 php-answer-label answerof-18399' value='71265' \/>&nbsp;<label for='answer-id-71265' id='answer-label-71265' class='php-answer-label answer label-6'><span class='answer'>Assets.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71266' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18399[]' id='answer-id-71266' class='answer answer-6 js-answer-label answerof-18399' value='71266' \/>&nbsp;<label for='answer-id-71266' id='answer-label-71266' class='js-answer-label answer label-6'><span class='answer'>Employees.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71267' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18399[]' id='answer-id-71267' class='answer answer-6 js-answer-label answerof-18399' value='71267' \/>&nbsp;<label for='answer-id-71267' id='answer-label-71267' class='js-answer-label answer label-6'><span class='answer'>Funds.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71268' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18399[]' id='answer-id-71268' class='answer answer-6 php-answer-label answerof-18399' value='71268' \/>&nbsp;<label for='answer-id-71268' id='answer-label-71268' class='php-answer-label answer label-6'><span class='answer'>Operations.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(6,this)' id='btn-6' value='See Answer'  \/><input type='hidden' id='questionType6' value='checkbox' class=''><\/div><div class='watu-question' id='question-7'><div class='question-content'><p><strong>NO.34<\/strong> If the legal structure is overly complex.<br \/>What step should the analyst do when conducting Customer Due Diligence in identifying the beneficial owners?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18400' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71269' \/><div class='watu-question-choice'><input type='radio' name='answer-18400[]' id='answer-id-71269' class='answer answer-7 js-answer-label answerof-18400' value='71269' \/>&nbsp;<label for='answer-id-71269' id='answer-label-71269' class='js-answer-label answer label-7'><span class='answer'>Escalate, A complex legal structure is a sign of hiding the beneficial owner.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71270' \/><div class='watu-question-choice'><input type='radio' name='answer-18400[]' id='answer-id-71270' class='answer answer-7 php-answer-label answerof-18400' value='71270' \/>&nbsp;<label for='answer-id-71270' id='answer-label-71270' class='php-answer-label answer label-7'><span class='answer'>Tread carefully, particularly if they operate in jurisdictions with secrecy la<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71271' \/><div class='watu-question-choice'><input type='radio' name='answer-18400[]' id='answer-id-71271' class='answer answer-7 js-answer-label answerof-18400' value='71271' \/>&nbsp;<label for='answer-id-71271' id='answer-label-71271' class='js-answer-label answer label-7'><span class='answer'>Continue, Most legal structures can be overly complex in a normal business setting.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(7,this)' id='btn-7' value='See Answer'  \/><input type='hidden' id='questionType7' value='radio' class=''><\/div><div class='watu-question' id='question-8'><div class='question-content'><p><strong>NO.35<\/strong> The overall customer risk rating is usually derived as a composite of the following four categories of risk in money laundering prevention.<br \/>What are the those four?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18401' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71272' \/><div class='watu-question-choice'><input type='radio' name='answer-18401[]' id='answer-id-71272' class='answer answer-8 js-answer-label answerof-18401' value='71272' \/>&nbsp;<label for='answer-id-71272' id='answer-label-71272' class='js-answer-label answer label-8'><span class='answer'>Client, Jurisdiction, Selected Products, and Channel.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71273' \/><div class='watu-question-choice'><input type='radio' name='answer-18401[]' id='answer-id-71273' class='answer answer-8 php-answer-label answerof-18401' value='71273' \/>&nbsp;<label for='answer-id-71273' id='answer-label-71273' class='php-answer-label answer label-8'><span class='answer'>Customer, Jurisdiction, Product, and Channel.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71274' \/><div class='watu-question-choice'><input type='radio' name='answer-18401[]' id='answer-id-71274' class='answer answer-8 js-answer-label answerof-18401' value='71274' \/>&nbsp;<label for='answer-id-71274' id='answer-label-71274' class='js-answer-label answer label-8'><span class='answer'>Customer, Jurisdiction, Product, and Sub-Channel.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71275' \/><div class='watu-question-choice'><input type='radio' name='answer-18401[]' id='answer-id-71275' class='answer answer-8 js-answer-label answerof-18401' value='71275' \/>&nbsp;<label for='answer-id-71275' id='answer-label-71275' class='js-answer-label answer label-8'><span class='answer'>Client, Jurisdiction, Product, and Sub-Channel.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(8,this)' id='btn-8' value='See Answer'  \/><input type='hidden' id='questionType8' value='radio' class=''><\/div><div class='watu-question' id='question-9'><div class='question-content'><p><strong>NO.36<\/strong> Who will review KYC files to determine whether you are complying with your jurisdiction&#8217;s laws and regulations<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18402' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71276' \/><div class='watu-question-choice'><input type='radio' name='answer-18402[]' id='answer-id-71276' class='answer answer-9 php-answer-label answerof-18402' value='71276' \/>&nbsp;<label for='answer-id-71276' id='answer-label-71276' class='php-answer-label answer label-9'><span class='answer'>Regulators<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71277' \/><div class='watu-question-choice'><input type='radio' name='answer-18402[]' id='answer-id-71277' class='answer answer-9 js-answer-label answerof-18402' value='71277' \/>&nbsp;<label for='answer-id-71277' id='answer-label-71277' class='js-answer-label answer label-9'><span class='answer'>Law Enforcement<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71278' \/><div class='watu-question-choice'><input type='radio' name='answer-18402[]' id='answer-id-71278' class='answer answer-9 js-answer-label answerof-18402' value='71278' \/>&nbsp;<label for='answer-id-71278' id='answer-label-71278' class='js-answer-label answer label-9'><span class='answer'>Compliance<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71279' \/><div class='watu-question-choice'><input type='radio' name='answer-18402[]' id='answer-id-71279' class='answer answer-9 js-answer-label answerof-18402' value='71279' \/>&nbsp;<label for='answer-id-71279' id='answer-label-71279' class='js-answer-label answer label-9'><span class='answer'>The KYC Analyst<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(9,this)' id='btn-9' value='See Answer'  \/><input type='hidden' id='questionType9' value='radio' class=''><\/div><div class='watu-question' id='question-10'><div class='question-content'><p><strong>NO.37<\/strong> What of the following countries are considered Tax Havens? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18403' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71280' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18403[]' id='answer-id-71280' class='answer answer-10 js-answer-label answerof-18403' value='71280' \/>&nbsp;<label for='answer-id-71280' id='answer-label-71280' class='js-answer-label answer label-10'><span class='answer'>Barbados.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71281' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18403[]' id='answer-id-71281' class='answer answer-10 php-answer-label answerof-18403' value='71281' \/>&nbsp;<label for='answer-id-71281' id='answer-label-71281' class='php-answer-label answer label-10'><span class='answer'>Cayman Islands.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71282' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18403[]' id='answer-id-71282' class='answer answer-10 php-answer-label answerof-18403' value='71282' \/>&nbsp;<label for='answer-id-71282' id='answer-label-71282' class='php-answer-label answer label-10'><span class='answer'>British Virgin Islands.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71283' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18403[]' id='answer-id-71283' class='answer answer-10 js-answer-label answerof-18403' value='71283' \/>&nbsp;<label for='answer-id-71283' id='answer-label-71283' class='js-answer-label answer label-10'><span class='answer'>United States Virgin Islands.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(10,this)' id='btn-10' value='See Answer'  \/><input type='hidden' id='questionType10' value='checkbox' class=''><\/div><div class='watu-question' id='question-11'><div class='question-content'><p><strong>NO.38<\/strong> What are the two types of Politically Exposed Persons (PEPS) that are identified by The Financial Action Task Force? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18404' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71284' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18404[]' id='answer-id-71284' class='answer answer-11 php-answer-label answerof-18404' value='71284' \/>&nbsp;<label for='answer-id-71284' id='answer-label-71284' class='php-answer-label answer label-11'><span class='answer'>Domestic PEPs are individuals who are or have been entrusted domestically with prominent public functions.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71285' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18404[]' id='answer-id-71285' class='answer answer-11 js-answer-label answerof-18404' value='71285' \/>&nbsp;<label for='answer-id-71285' id='answer-label-71285' class='js-answer-label answer label-11'><span class='answer'>Domestic PEPs are individuals who are or have been entrusted domestically with prominent non-public functions.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71286' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18404[]' id='answer-id-71286' class='answer answer-11 php-answer-label answerof-18404' value='71286' \/>&nbsp;<label for='answer-id-71286' id='answer-label-71286' class='php-answer-label answer label-11'><span class='answer'>Foreign PEPs are individuals who are or have been entrusted with prominent public functions by a foreign country.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71287' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18404[]' id='answer-id-71287' class='answer answer-11 js-answer-label answerof-18404' value='71287' \/>&nbsp;<label for='answer-id-71287' id='answer-label-71287' class='js-answer-label answer label-11'><span class='answer'>Foreign PEPs are individuals who are or have been entrusted with prominent public functions by a domestic country.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(11,this)' id='btn-11' value='See Answer'  \/><input type='hidden' id='questionType11' value='checkbox' class=''><\/div><div class='watu-question' id='question-12'><div class='question-content'><p><strong>NO.39<\/strong> A KYC analyst is running an adverse media search on a prospective client&#8217;s directors and learns that one of the directors has been accused of receiving bribery payments. Which step should the KYC analyst take next?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18405' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71288' \/><div class='watu-question-choice'><input type='radio' name='answer-18405[]' id='answer-id-71288' class='answer answer-12 js-answer-label answerof-18405' value='71288' \/>&nbsp;<label for='answer-id-71288' id='answer-label-71288' class='js-answer-label answer label-12'><span class='answer'>Refuse to establish a business relationship with the client.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71289' \/><div class='watu-question-choice'><input type='radio' name='answer-18405[]' id='answer-id-71289' class='answer answer-12 php-answer-label answerof-18405' value='71289' \/>&nbsp;<label for='answer-id-71289' id='answer-label-71289' class='php-answer-label answer label-12'><span class='answer'>Escalate the matter to the compliance team.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71290' \/><div class='watu-question-choice'><input type='radio' name='answer-18405[]' id='answer-id-71290' class='answer answer-12 js-answer-label answerof-18405' value='71290' \/>&nbsp;<label for='answer-id-71290' id='answer-label-71290' class='js-answer-label answer label-12'><span class='answer'>Ask the director for an explanation.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71291' \/><div class='watu-question-choice'><input type='radio' name='answer-18405[]' id='answer-id-71291' class='answer answer-12 js-answer-label answerof-18405' value='71291' \/>&nbsp;<label for='answer-id-71291' id='answer-label-71291' class='js-answer-label answer label-12'><span class='answer'>Dismiss the finding as immaterial.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>Allegations of bribery involving a director are a significant red flag for potential financial crime risk. The KYC analyst should escalate the finding to the compliance team for assessment and guidance before making any decision on the business relationship.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(12,this)' id='btn-12' value='See Answer'  \/><input type='hidden' id='questionType12' value='radio' class=''><\/div><div class='watu-question' id='question-13'><div class='question-content'><p><strong>NO.40<\/strong> Which customer type represents the highest risk of money laundering to a financial institution?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18406' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71292' \/><div class='watu-question-choice'><input type='radio' name='answer-18406[]' id='answer-id-71292' class='answer answer-13 php-answer-label answerof-18406' value='71292' \/>&nbsp;<label for='answer-id-71292' id='answer-label-71292' class='php-answer-label answer label-13'><span class='answer'>Payment service provider<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71293' \/><div class='watu-question-choice'><input type='radio' name='answer-18406[]' id='answer-id-71293' class='answer answer-13 js-answer-label answerof-18406' value='71293' \/>&nbsp;<label for='answer-id-71293' id='answer-label-71293' class='js-answer-label answer label-13'><span class='answer'>Construction company<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71294' \/><div class='watu-question-choice'><input type='radio' name='answer-18406[]' id='answer-id-71294' class='answer answer-13 js-answer-label answerof-18406' value='71294' \/>&nbsp;<label for='answer-id-71294' id='answer-label-71294' class='js-answer-label answer label-13'><span class='answer'>Accounting firm<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71295' \/><div class='watu-question-choice'><input type='radio' name='answer-18406[]' id='answer-id-71295' class='answer answer-13 js-answer-label answerof-18406' value='71295' \/>&nbsp;<label for='answer-id-71295' id='answer-label-71295' class='js-answer-label answer label-13'><span class='answer'>Wholesale food distributor<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>Payment service providers pose higher money laundering risk because they handle high volumes of transactions, often across multiple jurisdictions, and may process funds on behalf of third parties, increasing the potential for illicit activity.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(13,this)' id='btn-13' value='See Answer'  \/><input type='hidden' id='questionType13' value='radio' class=''><\/div><div class='watu-question' id='question-14'><div class='question-content'><p><strong>NO.41<\/strong> A compliance officer is tasked with building a financial institution&#8217;s annual risk assessment. Which data attributes should be used to understand inherent risk?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18407' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71296' \/><div class='watu-question-choice'><input type='radio' name='answer-18407[]' id='answer-id-71296' class='answer answer-14 php-answer-label answerof-18407' value='71296' \/>&nbsp;<label for='answer-id-71296' id='answer-label-71296' class='php-answer-label answer label-14'><span class='answer'>Customer types and products offered to customers<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71297' \/><div class='watu-question-choice'><input type='radio' name='answer-18407[]' id='answer-id-71297' class='answer answer-14 js-answer-label answerof-18407' value='71297' \/>&nbsp;<label for='answer-id-71297' id='answer-label-71297' class='js-answer-label answer label-14'><span class='answer'>Number and types of audit examinations in a year performed by the regulator C Number of control-side function employees and business employees<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71298' \/><div class='watu-question-choice'><input type='radio' name='answer-18407[]' id='answer-id-71298' class='answer answer-14 js-answer-label answerof-18407' value='71298' \/>&nbsp;<label for='answer-id-71298' id='answer-label-71298' class='js-answer-label answer label-14'><span class='answer'>Size of the financial institution and if it is publicly listed on an exchange<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>Inherent risk is the level of risk present before controls are applied and is influenced by factors such as the types of customers served and the products or services offered, both of which directly affect the institution&#8217;s exposure to financial crime risks.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(14,this)' id='btn-14' value='See Answer'  \/><input type='hidden' id='questionType14' value='radio' class=''><\/div><div class='watu-question' id='question-15'><div class='question-content'><p><strong>NO.42<\/strong> Which action should be considered a possible red flag, indicating to a bank that the activity might warrant further investigation?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18408' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71299' \/><div class='watu-question-choice'><input type='radio' name='answer-18408[]' id='answer-id-71299' class='answer answer-15 php-answer-label answerof-18408' value='71299' \/>&nbsp;<label for='answer-id-71299' id='answer-label-71299' class='php-answer-label answer label-15'><span class='answer'>Making multiple cash deposits just under the reporting threshold<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71300' \/><div class='watu-question-choice'><input type='radio' name='answer-18408[]' id='answer-id-71300' class='answer answer-15 js-answer-label answerof-18408' value='71300' \/>&nbsp;<label for='answer-id-71300' id='answer-label-71300' class='js-answer-label answer label-15'><span class='answer'>Adding a new beneficial owner after the establishment of the business relationship<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71301' \/><div class='watu-question-choice'><input type='radio' name='answer-18408[]' id='answer-id-71301' class='answer answer-15 js-answer-label answerof-18408' value='71301' \/>&nbsp;<label for='answer-id-71301' id='answer-label-71301' class='js-answer-label answer label-15'><span class='answer'>Opening a new account without a local telephone number or utility bill<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71302' \/><div class='watu-question-choice'><input type='radio' name='answer-18408[]' id='answer-id-71302' class='answer answer-15 js-answer-label answerof-18408' value='71302' \/>&nbsp;<label for='answer-id-71302' id='answer-label-71302' class='js-answer-label answer label-15'><span class='answer'>Sending large amounts of money to family in their home country with known sources of income<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>Structuring transactions by making multiple cash deposits just under the reporting threshold is a common method to evade detection and reporting requirements, making it a strong red flag for potential money laundering.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(15,this)' id='btn-15' value='See Answer'  \/><input type='hidden' id='questionType15' value='radio' class=''><\/div><div class='watu-question' id='question-16'><div class='question-content'><p><strong>NO.43<\/strong> The Source of Funds and the Source of Wealth must be? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18409' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71303' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18409[]' id='answer-id-71303' class='answer answer-16 js-answer-label answerof-18409' value='71303' \/>&nbsp;<label for='answer-id-71303' id='answer-label-71303' class='js-answer-label answer label-16'><span class='answer'>Provided<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71304' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18409[]' id='answer-id-71304' class='answer answer-16 php-answer-label answerof-18409' value='71304' \/>&nbsp;<label for='answer-id-71304' id='answer-label-71304' class='php-answer-label answer label-16'><span class='answer'>Explained.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71305' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18409[]' id='answer-id-71305' class='answer answer-16 php-answer-label answerof-18409' value='71305' \/>&nbsp;<label for='answer-id-71305' id='answer-label-71305' class='php-answer-label answer label-16'><span class='answer'>Verified.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71306' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18409[]' id='answer-id-71306' class='answer answer-16 js-answer-label answerof-18409' value='71306' \/>&nbsp;<label for='answer-id-71306' id='answer-label-71306' class='js-answer-label answer label-16'><span class='answer'>Consistant.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(16,this)' id='btn-16' value='See Answer'  \/><input type='hidden' id='questionType16' value='checkbox' class=''><\/div><div class='watu-question' id='question-17'><div class='question-content'><p><strong>NO.44<\/strong> If an organization suspects that a customer is laundering money, or committing other types of financial crime, it has a duty to report it to the authorities? (TRUE OR FALSE)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18410' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71307' \/><div class='watu-question-choice'><input type='radio' name='answer-18410[]' id='answer-id-71307' class='answer answer-17 php-answer-label answerof-18410' value='71307' \/>&nbsp;<label for='answer-id-71307' id='answer-label-71307' class='php-answer-label answer label-17'><span class='answer'>True.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71308' \/><div class='watu-question-choice'><input type='radio' name='answer-18410[]' id='answer-id-71308' class='answer answer-17 js-answer-label answerof-18410' value='71308' \/>&nbsp;<label for='answer-id-71308' id='answer-label-71308' class='js-answer-label answer label-17'><span class='answer'>False<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(17,this)' id='btn-17' value='See Answer'  \/><input type='hidden' id='questionType17' value='radio' class=''><\/div><div class='watu-question' id='question-18'><div class='question-content'><p><strong>NO.45<\/strong> For benefitial ownership, the exact account-opening procedures and customer acceptance policies will depend on the type of? (SELECT 3)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18411' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71309' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18411[]' id='answer-id-71309' class='answer answer-18 php-answer-label answerof-18411' value='71309' \/>&nbsp;<label for='answer-id-71309' id='answer-label-71309' class='php-answer-label answer label-18'><span class='answer'>Risk.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71310' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18411[]' id='answer-id-71310' class='answer answer-18 php-answer-label answerof-18411' value='71310' \/>&nbsp;<label for='answer-id-71310' id='answer-label-71310' class='php-answer-label answer label-18'><span class='answer'>Customer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71311' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18411[]' id='answer-id-71311' class='answer answer-18 js-answer-label answerof-18411' value='71311' \/>&nbsp;<label for='answer-id-71311' id='answer-label-71311' class='js-answer-label answer label-18'><span class='answer'>Geography.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71312' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18411[]' id='answer-id-71312' class='answer answer-18 js-answer-label answerof-18411' value='71312' \/>&nbsp;<label for='answer-id-71312' id='answer-label-71312' class='js-answer-label answer label-18'><span class='answer'>Product.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71313' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18411[]' id='answer-id-71313' class='answer answer-18 php-answer-label answerof-18411' value='71313' \/>&nbsp;<label for='answer-id-71313' id='answer-label-71313' class='php-answer-label answer label-18'><span class='answer'>Local Regulations.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(18,this)' id='btn-18' value='See Answer'  \/><input type='hidden' id='questionType18' value='checkbox' class=''><\/div><div class='watu-question' id='question-19'><div class='question-content'><p><strong>NO.46<\/strong> As part of the source of wealth investigation of a high-net-worth individual, the compliance department at a private bank is tasked with obtaining documentary evidence pertaining to a family trust, through which the client&#8217;s assets are controlled. KYC identification efforts should primarily include the:<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18412' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71314' \/><div class='watu-question-choice'><input type='radio' name='answer-18412[]' id='answer-id-71314' class='answer answer-19 js-answer-label answerof-18412' value='71314' \/>&nbsp;<label for='answer-id-71314' id='answer-label-71314' class='js-answer-label answer label-19'><span class='answer'>bank statements for investigation of transaction patterns.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71315' \/><div class='watu-question-choice'><input type='radio' name='answer-18412[]' id='answer-id-71315' class='answer answer-19 php-answer-label answerof-18412' value='71315' \/>&nbsp;<label for='answer-id-71315' id='answer-label-71315' class='php-answer-label answer label-19'><span class='answer'>trust deed including trustees, settlors, and beneficiaries.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71316' \/><div class='watu-question-choice'><input type='radio' name='answer-18412[]' id='answer-id-71316' class='answer answer-19 js-answer-label answerof-18412' value='71316' \/>&nbsp;<label for='answer-id-71316' id='answer-label-71316' class='js-answer-label answer label-19'><span class='answer'>client asset declaration, open source, and public databases.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71317' \/><div class='watu-question-choice'><input type='radio' name='answer-18412[]' id='answer-id-71317' class='answer answer-19 js-answer-label answerof-18412' value='71317' \/>&nbsp;<label for='answer-id-71317' id='answer-label-71317' class='js-answer-label answer label-19'><span class='answer'>details of nominees (if any) and trust intermediaries.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>The trust deed is the primary legal document that establishes the trust and identifies the trustees, settlors, and beneficiaries, making it essential for verifying the structure, control, and legitimacy of the client&#8217;s assets.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(19,this)' id='btn-19' value='See Answer'  \/><input type='hidden' id='questionType19' value='radio' class=''><\/div><div class='watu-question' id='question-20'><div class='question-content'><p><strong>NO.47<\/strong> What is legal risk? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18413' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71318' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18413[]' id='answer-id-71318' class='answer answer-20 php-answer-label answerof-18413' value='71318' \/>&nbsp;<label for='answer-id-71318' id='answer-label-71318' class='php-answer-label answer label-20'><span class='answer'>An organization breaks laws when doing business.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71319' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18413[]' id='answer-id-71319' class='answer answer-20 php-answer-label answerof-18413' value='71319' \/>&nbsp;<label for='answer-id-71319' id='answer-label-71319' class='php-answer-label answer label-20'><span class='answer'>An employee who commits a crime unrelated to the organization.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71320' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18413[]' id='answer-id-71320' class='answer answer-20 js-answer-label answerof-18413' value='71320' \/>&nbsp;<label for='answer-id-71320' id='answer-label-71320' class='js-answer-label answer label-20'><span class='answer'>A warning from a regulator.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71321' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18413[]' id='answer-id-71321' class='answer answer-20 js-answer-label answerof-18413' value='71321' \/>&nbsp;<label for='answer-id-71321' id='answer-label-71321' class='js-answer-label answer label-20'><span class='answer'>An employee who commits a crime unrelated to the organization. <\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(20,this)' id='btn-20' value='See Answer'  \/><input type='hidden' id='questionType20' value='checkbox' class=''><\/div><div class='watu-question' id='question-21'><div class='question-content'><p><strong>NO.48<\/strong> What is legal risk? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18414' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71322' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18414[]' id='answer-id-71322' class='answer answer-21 php-answer-label answerof-18414' value='71322' \/>&nbsp;<label for='answer-id-71322' id='answer-label-71322' class='php-answer-label answer label-21'><span class='answer'>An organization breaks laws when doing business.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71323' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18414[]' id='answer-id-71323' class='answer answer-21 php-answer-label answerof-18414' value='71323' \/>&nbsp;<label for='answer-id-71323' id='answer-label-71323' class='php-answer-label answer label-21'><span class='answer'>An employee who commits a crime unrelated to the organization.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71324' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18414[]' id='answer-id-71324' class='answer answer-21 js-answer-label answerof-18414' value='71324' \/>&nbsp;<label for='answer-id-71324' id='answer-label-71324' class='js-answer-label answer label-21'><span class='answer'>A warning from a regulator.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(21,this)' id='btn-21' value='See Answer'  \/><input type='hidden' id='questionType21' value='checkbox' class=''><\/div><div class='watu-question' id='question-22'><div class='question-content'><p><strong>NO.49<\/strong> Secondary identification is often used to cross-verify the primary form of identification and to cross-verify information provided by the customer.<br \/>What is an example of secondary identification? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18415' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71325' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18415[]' id='answer-id-71325' class='answer answer-22 js-answer-label answerof-18415' value='71325' \/>&nbsp;<label for='answer-id-71325' id='answer-label-71325' class='js-answer-label answer label-22'><span class='answer'>Online Registry.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71326' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18415[]' id='answer-id-71326' class='answer answer-22 js-answer-label answerof-18415' value='71326' \/>&nbsp;<label for='answer-id-71326' id='answer-label-71326' class='js-answer-label answer label-22'><span class='answer'>Articles of Incorporation.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71327' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18415[]' id='answer-id-71327' class='answer answer-22 php-answer-label answerof-18415' value='71327' \/>&nbsp;<label for='answer-id-71327' id='answer-label-71327' class='php-answer-label answer label-22'><span class='answer'>Audited Statements.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71328' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18415[]' id='answer-id-71328' class='answer answer-22 php-answer-label answerof-18415' value='71328' \/>&nbsp;<label for='answer-id-71328' id='answer-label-71328' class='php-answer-label answer label-22'><span class='answer'>Utility Bill.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(22,this)' id='btn-22' value='See Answer'  \/><input type='hidden' id='questionType22' value='checkbox' class=''><\/div><div class='watu-question' id='question-23'><div class='question-content'><p><strong>NO.50<\/strong> Why is Private Banking Higher Risk? (SELECT 2)<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18416' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71329' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18416[]' id='answer-id-71329' class='answer answer-23 js-answer-label answerof-18416' value='71329' \/>&nbsp;<label for='answer-id-71329' id='answer-label-71329' class='js-answer-label answer label-23'><span class='answer'>They almost exclusively use structures that are on secretive jurisdictions.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71330' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18416[]' id='answer-id-71330' class='answer answer-23 php-answer-label answerof-18416' value='71330' \/>&nbsp;<label for='answer-id-71330' id='answer-label-71330' class='php-answer-label answer label-23'><span class='answer'>They use Transactions that attempt to mask true ownership.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71331' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18416[]' id='answer-id-71331' class='answer answer-23 php-answer-label answerof-18416' value='71331' \/>&nbsp;<label for='answer-id-71331' id='answer-label-71331' class='php-answer-label answer label-23'><span class='answer'>Transactions may be confidential.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71332' \/><div class='watu-question-choice'><input type='checkbox' name='answer-18416[]' id='answer-id-71332' class='answer answer-23 js-answer-label answerof-18416' value='71332' \/>&nbsp;<label for='answer-id-71332' id='answer-label-71332' class='js-answer-label answer label-23'><span class='answer'>They use products which are designed for clients with a greater risk tolerance.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(23,this)' id='btn-23' value='See Answer'  \/><input type='hidden' id='questionType23' value='checkbox' class=''><\/div><div class='watu-question' id='question-24'><div class='question-content'><p><strong>NO.51<\/strong> According to the Financial Action Task Force (FATF) Risk-Based Approach Guidance, institutions should<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18417' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71333' \/><div class='watu-question-choice'><input type='radio' name='answer-18417[]' id='answer-id-71333' class='answer answer-24 js-answer-label answerof-18417' value='71333' \/>&nbsp;<label for='answer-id-71333' id='answer-label-71333' class='js-answer-label answer label-24'><span class='answer'>incorporate only higher risk customers into its risk profile.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71334' \/><div class='watu-question-choice'><input type='radio' name='answer-18417[]' id='answer-id-71334' class='answer answer-24 js-answer-label answerof-18417' value='71334' \/>&nbsp;<label for='answer-id-71334' id='answer-label-71334' class='js-answer-label answer label-24'><span class='answer'>adjust customers&#8217; EDD processes independent from the institution&#8217;s risk profile.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71335' \/><div class='watu-question-choice'><input type='radio' name='answer-18417[]' id='answer-id-71335' class='answer answer-24 js-answer-label answerof-18417' value='71335' \/>&nbsp;<label for='answer-id-71335' id='answer-label-71335' class='js-answer-label answer label-24'><span class='answer'>incorporate customer risks into the business line risk profiles, but not into the institutional risk profile<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71336' \/><div class='watu-question-choice'><input type='radio' name='answer-18417[]' id='answer-id-71336' class='answer answer-24 php-answer-label answerof-18417' value='71336' \/>&nbsp;<label for='answer-id-71336' id='answer-label-71336' class='php-answer-label answer label-24'><span class='answer'>adjust the extent and depth of EDD monitoring in line with their risk profile.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'>FATF&#8217;s Risk-Based Approach Guidance advises that the scope and intensity of Enhanced Due Diligence (EDD) should be proportionate to the institution&#8217;s overall risk profile, ensuring resources are directed where risks are greatest.<\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(24,this)' id='btn-24' value='See Answer'  \/><input type='hidden' id='questionType24' value='radio' class=''><\/div><div class='watu-question' id='question-25'><div class='question-content'><p><strong>NO.52<\/strong> The KYC four step research is?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='18418' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71337' \/><div class='watu-question-choice'><input type='radio' name='answer-18418[]' id='answer-id-71337' class='answer answer-25 js-answer-label answerof-18418' value='71337' \/>&nbsp;<label for='answer-id-71337' id='answer-label-71337' class='js-answer-label answer label-25'><span class='answer'>Assess, Organize, Explore, Past<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71338' \/><div class='watu-question-choice'><input type='radio' name='answer-18418[]' id='answer-id-71338' class='answer answer-25 js-answer-label answerof-18418' value='71338' \/>&nbsp;<label for='answer-id-71338' id='answer-label-71338' class='js-answer-label answer label-25'><span class='answer'>Assess, Organize, Narrow, Present<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71339' \/><div class='watu-question-choice'><input type='radio' name='answer-18418[]' id='answer-id-71339' class='answer answer-25 js-answer-label answerof-18418' value='71339' \/>&nbsp;<label for='answer-id-71339' id='answer-label-71339' class='js-answer-label answer label-25'><span class='answer'>Assess, Operations, Explore, Present<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='71340' \/><div class='watu-question-choice'><input type='radio' name='answer-18418[]' id='answer-id-71340' class='answer answer-25 php-answer-label answerof-18418' value='71340' \/>&nbsp;<label for='answer-id-71340' id='answer-label-71340' class='php-answer-label answer label-25'><span class='answer'>Assess, Organize, Explore, 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{\n\tjQuery('.showchecked').hide()\n}\n<\/script>\n<p><strong>ACAMS CKYCA Exam Practice Test Questions: <a href=\"https:\/\/www.topexamcollection.com\/CKYCA-vce-collection.html\" target=\"_blank\">https:\/\/www.topexamcollection.com\/CKYCA-vce-collection.html<\/a><\/strong><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>[Jan-2026] CKYCA Dumps are Available for Instant Access using TopExamCollection CKYCA Dumps 2026 &#8211; New ACAMS CKYCA Exam Questions ACAMS CKYCA certification exam is ideal for professionals who are looking to enhance their knowledge and skills in the field of AML and financial crime prevention. 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ACAMS CKYCA (Association of Certified Anti Money Laundering) Certification Exam &hellip; <\/p>\n<div class=\"link-more text-center\"><a href=\"https:\/\/blog.topexamcollection.com\/ja\/2026\/01\/jan-2026-ckyca-dumps-are-available-for-instant-access-using-topexamcollection-q28-q52\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> &#8220;[Jan-2026] CKYCA Dumps are Available for Instant Access using  TopExamCollection [Q28-Q52]&#8221;<\/span><\/a><\/div>\n","protected":false},"author":1,"featured_media":2254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[3121,3798],"tags":[6510,6509,6506,6508,6507],"class_list":["post-2253","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-acams","category-ckyca","tag-ckyca-frenquent-update","tag-ckyca-latest-dumps","tag-ckyca-reliable-test-cost","tag-ckyca-reliable-test-pass4sure","tag-ckyca-test-simulator-online"],"_links":{"self":[{"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/posts\/2253","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/comments?post=2253"}],"version-history":[{"count":1,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/posts\/2253\/revisions"}],"predecessor-version":[{"id":2349,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/posts\/2253\/revisions\/2349"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/media\/2254"}],"wp:attachment":[{"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/media?parent=2253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/categories?post=2253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.topexamcollection.com\/ja\/wp-json\/wp\/v2\/tags?post=2253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}